Riverside Auto Insurance

Riverside Auto Insurance

If you want to save the most money, the best way to get affordable car insurance rates in Riverside is to regularly compare price quotes from providers who sell auto insurance in California. Price quotes can be compared by following these guidelines.

  1. Spend a few minutes and learn about individual coverages and the measures you can take to keep rates down. Many rating factors that result in higher rates like traffic violations and a less-than-favorable credit rating can be remedied by making minor driving habit or lifestyle changes.
  2. Compare prices from direct, independent, and exclusive agents. Exclusive and direct companies can only provide price estimates from a single company like Progressive and State Farm, while independent agencies can provide price quotes for a wide range of companies.
  3. Compare the new rates to your existing rates to see if switching to a new carrier will save money. If you find a lower rate quote and make a switch, ensure there is no coverage lapse between policies.

The most important part of shopping around is to make sure you’re comparing the same liability limits and deductibles on each quote request and and to compare as many carriers as you can. This ensures the most accurate price comparison and the best rate selection.

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The price you pay for car insurance coverage depends on many different factors, but the average insurance policy in Riverside is right around $1,400 annually. On average, the rest of the U.S. pays about $1,250, so Riverside residents pay roughly $17 more each month than other American drivers.

The cost of Riverside car insurance depends on a lot of factors, but one of the main factors is the vehicle you are insuring. The rate data below details price estimates for the most popular vehicles in Riverside.


Auto Insurance Rates for Popular Vehicles in Riverside
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Equinox LS AWD $1,186 $593 $99
Chevrolet Silverado LTZ Extended Cab 4WD $1,284 $642 $107
Dodge Grand Caravan SE $1,116 $558 $93
Dodge Ram Crew Cab Laramie 2WD $1,388 $694 $116
Ford Escape Limited 4WD $1,100 $550 $92
Ford F-150 XL Regular Cab 4WD $1,116 $558 $93
Ford Focus SE 2-Dr Coupe $1,332 $666 $111
Honda Accord EX-L 4-Dr Sedan $1,100 $550 $92
Honda CR-V LX 4WD $1,002 $501 $84
Honda Civic EX 2-Dr Coupe $1,470 $735 $123
Kia Optima EX $1,360 $680 $113
Nissan Altima 3.5 SR 2-Dr Coupe $1,430 $715 $119
Toyota Camry Hybrid $1,360 $680 $113
Toyota Corolla S $1,256 $628 $105
Toyota Tacoma X-Runner 2WD $1,256 $628 $105
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Cost estimates assume married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, claim-free, and multi-vehicle. Price estimates do not factor in vehicle garaging location which can lower or raise auto insurance rates noticeably.

Do you qualify for discounts on auto insurance?

The example below shows the difference between insurance prices with and without policy discounts. Data assumes a female driver, no accidents, no driving violations, California state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, multi-car, marriage, safe-driver, multi-policy, and homeowner discounts applied.

Top 10 cheapest vehicles to insure in Riverside, CA
Honda Fit
Hyundai Accent
Mini Cooper
Honda Accord
Chrysler PT Cruiser
Hyundai Elantra
Honda CR-V
Mazda 5
Chevrolet Colorado
Mazda MX-5 Miata

Top 10 most expensive vehicles to insure in Riverside, CA
Mercedes-Benz CL65 AMG
Mercedes-Benz S65 AMG
Audi R8
Mercedes-Benz CL600
Mercedes-Benz CL63 AMG
BMW 760L
Mercedes-Benz S600
BMW M6
Mercedes-Benz S63 AMG
Porsche 911

Top 10 safest vehicles to insure in Riverside, CA
Jeep Liberty
Chevrolet Equinox
Volvo XC60
Infiniti QX56
Ford Fusion
Toyota Tacoma
Buick Enclave
Chevrolet Colorado
Audi Q7
Chevrolet Tahoe

Riverside, California Car Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
Farmers Insurance 78 87 88 79% A 84.3
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