Who Has Affordable Auto Insurance for a Chevrolet Silverado in Riverside?

Buying affordable coverage for a Chevy Silverado in California hinges on an enormous amount of rating factors such as how you use your Silverado, the performance level of your vehicle, and violations on your driving record. California drivers pay on average $1,517 a year to insure their Silverado, but that cost is an estimate using a 30-year-old single female driver with full comprehensive and collision coverage and $1,000 deductibles.

The issue that arises when projecting rates is that it’s very likely that you may not be 30 years old (or even female), married instead of single, or maybe you want different physical damage deductibles. This shows why the best way to find the cheapest rates for your Chevrolet is to just take the time to compare rates yourself. To cut your rates now, get a free quote and you will receive prices from some of the most affordable companies in California.

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Your Chevrolet’s trim level will likely have an effect on the cost of coverage, so the price you will be charged to insure a Silverado LS Regular Cab 2WD will be $222 lower than the price to insure the higher-end Silverado Crew Cab Hybrid 4WD trim level, as shown in the chart below.

Chevrolet Silverado Insurance Rates in Riverside, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado LS Regular Cab 2WD $204 $366 $674 $40 $202 $1,486 $124
Silverado LS Regular Cab 4WD $204 $366 $596 $36 $178 $1,380 $115
Silverado LT Regular Cab 2WD $234 $446 $674 $40 $202 $1,596 $133
Silverado LT Regular Cab $234 $446 $674 $40 $202 $1,596 $133
Silverado LS Extended Cab 4WD $234 $446 $596 $36 $178 $1,490 $124
Silverado LT Extended Cab 4WD $234 $446 $596 $36 $178 $1,490 $124
Silverado LT Extended Cab 2WD $234 $446 $674 $40 $202 $1,596 $133
Silverado LS Extended Cab 2WD $234 $446 $674 $40 $202 $1,596 $133
Silverado LT Crew Cab 4WD $264 $524 $596 $36 $178 $1,598 $133
Silverado LS Crew Cab 2WD $264 $524 $674 $40 $202 $1,704 $142
Silverado LS Crew Cab 4WD $264 $524 $596 $36 $178 $1,598 $133
Silverado LT Crew Cab 2WD $264 $524 $674 $40 $202 $1,704 $142
Silverado LTZ Extended Cab 2WD $264 $524 $674 $40 $202 $1,704 $142
Silverado LTZ Extended Cab 4WD $264 $524 $596 $36 $178 $1,598 $133
Silverado LTZ Crew Cab 2WD $264 $524 $674 $40 $202 $1,704 $142
Silverado LTZ Crew Cab 4WD $264 $524 $596 $36 $178 $1,598 $133
Silverado Crew Cab Hybrid 2WD $264 $604 $596 $36 $178 $1,678 $140
Silverado Crew Cab Hybrid 4WD $294 $604 $596 $36 $178 $1,708 $142
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Data based on single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, multi-policy, and claim-free. Prices do not factor in vehicle garaging location which can decrease or increase premium rates noticeably.

Which auto insurance company is best in Riverside?

Finding the best company can be challenging considering how many companies are available to choose from in California. The company information below could help you decide which auto insurance companies you want to consider when insurance shopping for a Chevy Silverado.

These rankings only include companies that insure vehicles across America, so companies with more of a regional focus are not taken into consideration for these rankings. If you’d like to compare prices from these companies and more, simply click here.

Top Ten Auto Insurance Companies for a Chevrolet Silverado in Riverside, CA
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
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Data Source: Insure.com Best Car Insurance Companies

Discount Riverside car insurance

Cheaper Riverside, CA auto insurance for a Silverado pickupInsurance providers that offer quotes for a Chevy Silverado may also provide premium discounts that could lower prices by 40% or more if you meet specific criteria. A few of the larger companies and their possible discounts can be read below.

The illustration below visualizes the comparison of auto insurance rates with and without discounts applied to the policy premium. The information is based on a female driver, no claims, a clean driving record, California state minimum liability limits, full coverage, and $100 deductibles.

The first bar for each age group shows the price with no discounts. The second shows the rates with anti-theft, homeowner, passive restraint, vehicle safety, claim-free, and accident-free discounts applied. When discounts are factored in, theaverage amount saved on auto insurance for a Chevy Silverado is 28% or $860.

Low rates today, overpriced tomorrow

California auto insurance rates are influenced by many factors that will increase or decrease the cost of a policy. Simply turning a year older, adding a teenager to your policy, or getting a couple of tickets can trigger changes in premium that may make certain companies cheaper than competitors. In addition to those changes, companies change premium rates every year to help ensure profitability. An extended period of higher than normal claims may result in a rate increase, while long-term profits may cause lower-cost Silverado insurance rates.

As an example, the data below demonstrates which company has the cheapest car insurance in Riverside, CA for a 30-year-old female driver with no prior claims, no tickets, and good financial standing. If we look at prices based on her current rating profile, USAA might quote the cheapest car insurance rates in Riverside at $1,311 each year. This is $340 less than the average rate paid by California drivers of $1,651. Century National, Wawanesa, CSAA, and Nationwide also make the list of the top five cheapest Riverside, CA auto insurance companies.

In this next rate comparison, we will give the driver from the first set of rates an at-fault accident, a little lower credit rating, and a traffic citation. Since every insurance provider has a proprietary formula for determining rates, getting updated rate quotes may result in a different set of cheap Riverside auto insurance companies as shown below.

Grange now has the lowest car insurance rate in Riverside, CA with Allstate, GEICO, Progressive, and Mercury completing the list. This example shows why it is critical to compare many different companies when trying to find the most economical insurance quotes for a Chevy Silverado.

Car insurance prices are made up of many different factors and change dramatically, so the best company when you last compared rates may now be costing you a lot of money.

How to find the cheapest car insurance for a Chevy Silverado

Here are some thrifty suggestions that can help Riverside drivers get cheap auto insurance.

That final tip is extraordinarily significant, as was stressed in the article above. Prices can change considerably in a year, so you should be ready to change to a new company if you find a cheaper price. Brand loyalty is great, but it’s not a good idea if that dedication is costing a fortune every year. It takes less than five minutes to shop around and find cheaper auto insurance for a Chevy Silverado in Riverside.

If you have coverage questions and would like to have a professional recommendation when comparing insurance rates for a Silverado pickup, the insurance agencies below can probably aid you in deciding which insurance coverage will be best for you.

To locate an agency close to where you live, click the button after the list.

Allstate: Gene P. Johnson
7201 Arlington AveRiverside, CA 92503(951) 689-3211

Prism Insurance Agency
9824 Magnolia Ave aRiverside, CA 92503(951) 353-1200

Bergman Insurance
6281 Brockton Ave # 2Riverside, CA 92506(951) 684-3624

Insurance Incorporated – Woodcrest
18791 Van Buren Boulevard Suite CRiverside, CA 92508(951) 780-4075

View more Riverside, CA insurance agencies