Who Has Affordable Riverside Auto Insurance Quotes for Welfare Recipients?

You have most likely seen the catchy commercials from insurers like State Farm, Farmers, and GEICO that guarantee dirt cheap rates, so you should just pick the company with the best ad, right?

Unfortunately, it’s not that simple as there are a whole bunch of unknowns like the amount of liability coverage you want, if you are married or single, and whether you are a man or a woman, that all help calculate your car insurance rates. The content below covers these topics and educate you enough to have a good start in finding the cheapest insurance in California.

The make and model of vehicle you are insuring is a large factor that determines the availability of affordable auto insurance for welfare recipients. Vehicles with lower acceleration and performance, modern passenger safety features, or low incidents of liability claims will cost significantly less to insure than high performance models. The next list features car insurance costs for a number of the most economical automobiles to buy coverage for.

Cheapest Vehicles to Insure in Riverside, CA
Make, Model, and Trim Level Estimated Cost for Full Coverage
Toyota Prius $1,212
Honda CR-V EX 2WD $1,255
Ford Escape Limited 2WD $1,283
Toyota Camry LE $1,295
Chevrolet Equinox LS AWD $1,300
Honda Accord LX-P 4-Dr Sedan $1,342
Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr $1,345
Chevrolet Impala LTZ $1,364
Ford Edge Limited AWD $1,374
Hyundai Elantra GLS 4-Dr Sedan $1,364
Chevrolet Silverado LS Regular Cab 4WD $1,378
Chevrolet Malibu LTZ $1,388
Jeep Grand Cherokee Limited 4WD $1,397
Nissan Rogue S 2WD $1,392
Dodge Grand Caravan CV $1,407
Ford Explorer XLT 4WD $1,416
GMC Sierra 3500HD SLE Regular Cab 2WD $1,411
Toyota Tacoma 2WD $1,456
Volkswagen Jetta SE 2.5 Station Wagon $1,468
Hyundai Sonata Limited 4-Dr Sedan $1,485
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Data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and California minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, multi-policy, and claim-free. Estimates do not factor in your specific Riverside, CA location which can modify insurance rates noticeably.

Looking at the data, you can figure that cars like the Toyota Prius, Honda CR-V, Ford Escape, Toyota Camry, and Chevrolet Equinox are going to be a few of the less-costly vehicles to insure for drivers on welfare.

For drivers on welfare, one of the big components that determine insurance cost is your zip code. Areas with more people or even just a higher incidence of claims tend to have more expensive auto insurance rates, whereas areas with less people or fewer weather incidents benefit from lower prices.

The illustration below rates the highest-priced places in California for welfare recipients to purchase car insurance in. Riverside shows up at #13 having an annual price of $1,527 on average, which is approximately $127 per month.

Car insurance prices in Riverside
Rank City Annual Premium
1 Glendale $2,121
2 Los Angeles $2,083
3 Oakland $1,738
4 San Francisco $1,693
5 Sacramento $1,669
6 San Bernardino $1,596
7 Long Beach $1,578
8 Garden Grove $1,570
9 Stockton $1,556
10 Santa Clarita $1,548
11 Fontana $1,535
12 Modesto $1,532
13 Riverside $1,527
14 Moreno Valley $1,506
15 Fresno $1,502
16 Anaheim $1,474
17 Santa Ana $1,439
18 San Jose $1,437
19 Huntington Beach $1,402
20 Bakersfield $1,394
21 Fremont $1,348
22 Irvine $1,343
23 San Diego $1,327
24 Oxnard $1,318
25 Chula Vista $1,311
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Information shown are estimated as specific location information can influence rates substantially.

Types of discounts on Riverside insurance rates

Save on car insurance for drivers on welfare in RiversideInsurance companies that offer cheap quotes for welfare recipients may also give you special discounts that can lower rates by as much as 35% if you meet specific criteria. Large car insurance companies and their offered discounts are detailed below.

The example below compares annual premium costs with and without policy discounts. The price estimates are based on a male driver, a clean driving record, no at-fault accidents, California state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows the price with no discounts. The lower bar shows the rates with marriage, anti-theft, defensive driving course, accident-free, vehicle safety, and passive restraint discounts applied. When discounts are applied, the average amount saved each year on car insurance for welfare recipients is 28% or $777.

The diagram below shows how choosing a deductible can raise or lower insurance rates when quoting cheap insurance for welfare recipients. The price estimates are based on a married male driver, comp and collision included, and no policy discounts are applied.

As shown above, a 30-year-old driver could reduce rates by $460 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $692 by selecting a $1,000 deductible. Younger drivers, like the 20-year-old, could lower their rates as much as $1,398 annually by choosing larger deductibles on their policy. If you do decide to increase your deductibles, it will be necessary to have emergency funds available to offset the extra out-of-pocket expense, which is the one disadvantage of using larger deductibles.

Selecting the highest-rated insurance provider can be rather challenging considering how many companies there are in California. The ranking data in the next section could help you decide which auto insurers you want to consider purchasing a policy from.

The rankings below include large, nationwide insurance companies, so companies that have a smaller presence are not factored into this list. To get rate quotes and find the cheapest rates for welfare recipients, click this link.

Top Car Insurance Companies for Welfare Recipients in California
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
Farmers Insurance 78 87 88 79% A 84.3
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Data Source: Insure.com Best Car Insurance Companies