Deciphering which companies have the lowest-priced insurance rates for veterans calls for a bit more effort in order to find the lowest price.
Every insurance provider uses a different method to set their prices, so we need to take a look at the insurance companies that tend to be cheaper in Riverside.
Best Auto Insurance Prices for Vets
| Rank | Company | Cost Per Year |
|---|---|---|
| 1 | USAA | $1,121 |
| 2 | Wawanesa | $1,146 |
| 3 | Nationwide | $1,213 |
| 4 | Century National | $1,214 |
| 5 | CSAA | $1,222 |
| 6 | 21st Century | $1,366 |
| 7 | Mercury | $1,488 |
| 8 | Grange | $1,491 |
| 9 | Progressive | $1,496 |
| 10 | Allstate | $1,513 |
| 11 | GEICO | $1,529 |
| 12 | Allied | $1,541 |
| 13 | The Hartford | $1,575 |
| 14 | MetLife | $1,654 |
| 15 | State Farm | $1,682 |
| 16 | Esurance | $1,739 |
| 17 | Unitrin | $1,750 |
| 18 | Bristol West | $1,831 |
| 19 | Travelers | $1,860 |
| 20 | Farmers | $1,966 |
| View More Rates Go | ||
USAA offers some of the best car insurance rates in Riverside at around $1,121 per year. Wawanesa, Nationwide, Century National, and CSAA are also some of the cheapest Riverside, CA auto insurance companies.
In the above rates, if you are a customer of Century National and switched to Wawanesa, you might achieve savings of in the neighborhood of $68. Customers with CSAA may save as much as $76 a year, and 21st Century policyholders might cut rates by $220 a year.
To discover how much you can save, click here to begin a quote or click through to the companies below.
Be aware that those premium estimates are averages across all types of drivers and the different vehicles they drive and are not factoring in an exact vehicle garaging location for veterans. So the insurer that is best suited for you may not even be in the top 24 companies in the list above. That points out the importance of why you need to compare rates from as many companies as possible using your own driver data and vehicle information.
The vehicle you are seeking coverage for is one of the main factors when quoting the most affordable auto insurance for veterans. Vehicles with lots of horsepower, poor passenger safety features, or a high likelihood of having liability claims will cost quite a bit more to insure than more economical and safe models.
The next table illustrates insurance costs for a number of the most economical automobiles to insure in California.
| Vehicle | Estimated Cost for Full Coverage |
|---|---|
| Honda Accord EX-L 4-Dr Sedan | $1,178 |
| Honda CR-V EX-L 2WD | $1,270 |
| Ford Escape XLT 4WD | $1,279 |
| Chevrolet Impala LT | $1,284 |
| Volkswagen Jetta LE 4-Dr Sedan | $1,292 |
| Ford Explorer Limited 2WD | $1,310 |
| Hyundai Elantra GLS 4-Dr Sedan | $1,350 |
| Honda Odyssey EX-L W/Navigation | $1,359 |
| Toyota Prius | $1,374 |
| Kia Optima LX | $1,379 |
| Hyundai Sonata GLS 4-Dr Sedan | $1,387 |
| Toyota Camry Hybrid | $1,471 |
| Chevrolet Silverado LT Crew Cab 2WD | $1,481 |
| Toyota RAV4 2WD | $1,473 |
| Toyota Camry LE | $1,480 |
| Chevrolet Malibu Hybrid | $1,473 |
| Chevrolet Equinox LS 2WD | $1,481 |
| Dodge Ram 2500 Crew Cab SLT 4WD | $1,495 |
| Toyota Tacoma Double Cab 4WD | $1,499 |
| Ford Edge SEL 2WD | $1,544 |
| Get a Custom Quote Go | |
Table data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and California minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, homeowner, and multi-vehicle. Price estimates do not factor in specific zip code location which can alter coverage rates substantially.
Looking at the rates, makes and models like the Honda Accord, Honda CR-V, Ford Escape, Chevrolet Impala, and Volkswagen Jetta are most likely to be a few of the cheaper vehicles to insure for veterans.
Choosing the right insurance provider can be challenging considering how many companies there are in Riverside. The information shown next may help you decide which coverage providers you want to consider when shopping insurance around for veterans.
The ratings below only include large insurance companies, so companies with more of a regional focus are not factored into this list. If you’d like to compare prices and find cheaper insurance for veterans, click this link.
Top 10 Major Auto Insurance Providers in Riverside Ranked by Value
- USAA
- American Family
- The Hartford
- AAA of Southern California
- Titan Insurance
- The General
- AAA Insurance
- State Farm
- Mercury Insurance
- Nationwide
Top 10 Major Auto Insurance Providers in Riverside Ranked by Claims Service
- AAA of Southern California
- State Farm
- Esurance
- AAA Insurance
- Progressive
- Liberty Mutual
- GEICO
- Allstate
- Titan Insurance
- The Hartford
The example below highlights how deductible selection can raise or lower insurance rates when getting quotes for cheap insurance for veterans. The information is based on a married female driver, comp and collision included, and no policy discounts are applied.
In the chart above, a 50-year-old driver could save $360 a year by changing their physical damage coverage from a $100 deductible to a $500 deductible, or save $544 by switching to a $1,000 deductible. Young drivers, such as the 20-year-old chart data, could reduce their rates as much as $896 every year just by choosing higher deductibles when buying full coverage.
If you do raise deductibles, it will be important to have enough in a savings account to allow you to cover the extra out-of-pocket expense. This is the primary disadvantage of choosing high deductibles.
How to find more affordable car insurance for veterans
It is possible to find better rates, and here are some of the recommended thrifty suggestions that can help drivers get cheap coverage.
- Choose a safer vehicle and pay lower rates
- Don’t have frequent claims
- Raise deductibles
- On older vehicles, drop full coverage
- Increase your credit score
- Buy your auto and home insurance from the same company and save
- Keep rates low by shopping around frequently
The last tip in the list is incredibly valuable, as was pointed out in the prior article. Prices charged by auto insurers in Riverside go up and down frequently, so drivers shouldn’t be resistant to switch companies if a lower price can be found. Many consumers stick with the same company and that’s fine, but it’s not recommended if that stubbornness costs you a considerable chunk of change every month. Spend a few minutes and compare prices and find cheaper car insurance for veterans.