Cheap Insurance for a Cadillac Escalade EXT in Riverside

Insurance quote for Cadillac Escalade EXT in RiversideWant to learn how to save money and find lower-priced auto insurance rates in Riverside, CA? Riverside consumers have lots of choices when looking for affordable Cadillac Escalade EXT insurance. You can either waste hours struggling with agents to get rate comparisons or save time using the internet to compare rates.

There are more efficient ways to compare auto insurance rates so you’re going to learn the best way to price shop coverage on a Cadillac and locate the cheapest rates from both online companies and Riverside agents.

All the larger auto insurance companies such as Allstate and Progressive provide prices for coverage from their websites. The process can be done by anyone as all you need to do is type in your personal and coverage information into the form. Upon sending the form, the system collects information on your driving record and credit history and returns a price based on these factors.

This simplifies rate comparisons, and it is imperative to perform this step in order to get lower-cost prices.

To save time and find out how much you can save on auto insurance, compare rates from the companies below. If you have your current policy handy, we recommend you enter the coverage information identical to your current policy. This ensures you will receive rate comparison quotes based on similar coverages.

The following companies are our best choices to provide free rate quotes in California. If multiple companies are shown, it’s highly recommended you visit as many as you can in order to find the lowest rates.

Take policy discounts and save on Cadillac Escalade EXT insurance in Riverside

Insurance is neither fun to buy or cheap, but companies offer discounts that can drop the cost substantially. Some of these discounts will be visible at quote time, but a few must be inquired about before you get the savings.Discount insurance

One thing to note about discounts is that some credits don’t apply to the whole policy. Most only cut the price of certain insurance coverages like liability, collision or medical payments. Despite the appearance that it’s possible to get free car insurance, company stockholders wouldn’t be very happy.

The information below visualizes the comparison of Cadillac Escalade EXT car insurance costs with and without discounts. The rate quotes are based on a female driver, no accidents, no driving violations, California state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, multi-policy, multi-car, homeowner, marriage, and safe-driver discounts applied.

Some of the larger companies that may offer policyholders most of these discounts include:

It’s a good idea to ask every company which discounts they offer. Depending on the company, some discounts may not apply everywhere. To see insurers who offer insurance discounts in Riverside, click here to view.

Facts and figures for Cadillac Escalade EXT insurance

The rate table shown below outlines different coverage costs for Cadillac Escalade EXT models. Having insight into how insurance quotes are calculated can be useful when making decisions when choosing a new policy provider.


Cadillac Escalade EXT Insurance Rates in Riverside, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escalade EXT 4WD $518 $882 $442 $26 $132 $2,000 $167
Escalade EXT Luxury Edition 4WD $518 $882 $442 $26 $132 $2,000 $167
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Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and California minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Table data does not factor in zip code location which can raise or lower auto insurance rates significantly.

Raise deductibles and save

One of the hardest decisions when shopping for car insurance is where to set your physical damage deductibles. The tables below outline the differences in premium rates when you select higher and lower insurance deductibles. The first price estimate table uses a $100 deductible for comp and collision and the second set of prices uses a $1,000 deductible.


Cadillac Escalade EXT insurance premium estimates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escalade EXT 4WD $576 $1054 $442 $26 $132 $2,255 $188
Escalade EXT Luxury Edition 4WD $576 $1054 $442 $26 $132 $2,255 $188
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Cadillac Escalade EXT insurance premium estimates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escalade EXT 4WD $320 $556 $442 $26 $132 $1,476 $123
Escalade EXT Luxury Edition 4WD $320 $556 $442 $26 $132 $1,476 $123
Get Your Own Custom Quote Go

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, multi-policy, and claim-free. Premium amounts do not factor in vehicle location which can decrease or increase rates significantly.

Based on the above data, using a $100 deductible costs about $65 more each month or $780 each year than requesting the higher $1,000 deductible. Since you would pay $900 more if you file a claim with a $1,000 deductible as compared to a $100 deductible, if you have at a minimum 14 months between claim filings, you would save more money by going with a higher deductible. The table below shows the way you can make your own decision.

Average monthly premium for $100 deductibles: $188
Average monthly premium for $1,000 deductibles (subtract): – $123
Monthly savings from raising deductible: $65
Difference between deductibles ($1,000 – $100): $900
Divide difference by monthly savings: $900 / $65
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 14 months

An important sidenote is that raising deductibles to save money means you will have to pay more out-of-pocket when you file a claim. You need to make sure you have some available funds in the event you have to pay the deductible.

Safe drivers pay less for car insurance

The chart below shows how violations and at-fault collisions raise Cadillac Escalade EXT yearly insurance costs for different age groups. The rate quotes are based on a single male driver, full physical damage coverage, $1,000 deductibles, and no discounts are taken into consideration.

Learn How to Quote Car Insurance More Affordably

Many things are taken into consideration when pricing auto insurance. Most are fairly basic like your driving record, but some are more transparent like where you live or your commute time. It’s important that you understand some of the factors that go into determining your premiums. If you know what influences your rates, this enables you to make decisions that could help you find lower premium levels.

Shown below are a partial list of the pieces that factor into your prices.