Who Has Cheap Riverside Car Insurance Rates for Felons?

Determining which company quotes the lowest-priced insurance rates for felons involves more work in order to find the best policy.

Each auto insurer has a proprietary formula for establishing rates, so let’s take a look at the insurance companies with the overall best prices in California. Keep in mind that Riverside insurance rates are determined by lots of factors which can substantially decrease or increase the price you have to pay. Improving your credit score, buying another vehicle, or getting a DUI can trigger changes in premium that can now make some companies cheaper than others.

Lowest Insurance Price Quotes for Felons

Compare Rates and Save

Who has the cheapest car insurance in California?
Rank Company Cost Per Year
1 USAA $1,121
2 Century National $1,178
3 Wawanesa $1,181
4 CSAA $1,198
5 Nationwide $1,226
6 21st Century $1,366
7 Grange $1,447
8 Allstate $1,497
9 Allied $1,541
10 Progressive $1,542
11 Mercury $1,548
12 GEICO $1,575
13 The Hartford $1,575
14 MetLife $1,638
15 Unitrin $1,733
16 State Farm $1,750
17 Esurance $1,756
18 Bristol West $1,849
19 Travelers $1,860
20 Farmers $1,946
Quote Your Rates Go

USAA quotes some of the cheapest car insurance rates in Riverside at around $1,121 per year. Century National, Wawanesa, CSAA, and Nationwide also rank well as some of the cheaper Riverside, CA car insurance companies.

In the above rates, if you are insured with Century National and switched to USAA, you might achieve an annual premium reduction of upwards of $57. Customers with Wawanesa might save as much as $60 a year, and CSAA customers might cut rates by $77 a year.

Bear in mind that those rates are averaged across all drivers and vehicles in California and do not factor in a specific location for felons. So the auto insurance company that can offer you the best rate may not even be in the top 24 companies shown above. That’s why you need to get rate quotes from many companies using your own driver data and vehicle information.

For felons, one of the more important considerations that are looked at to help calculate car insurance rates is where your residence is in Riverside. Areas with increased crime or more people are more likely to have higher rates, whereas areas with lower vehicle theft rates and fewer weather claims have the luxury of cheap car insurance rates.

The information below shows the most costly cities in California for felons to buy car insurance in. Riverside is ranked at #13 with the yearly price of $1,497 on average, which is around $125 each month.

How much is car insurance in Riverside?
Rank City Annual Rate
1 Los Angeles $2,104
2 Glendale $2,079
3 San Francisco $1,745
4 Oakland $1,738
5 Sacramento $1,669
6 San Bernardino $1,596
7 Stockton $1,588
8 Long Beach $1,578
9 Garden Grove $1,554
10 Moreno Valley $1,536
11 Santa Clarita $1,533
12 Fontana $1,519
13 Riverside $1,497
14 Modesto $1,487
15 Fresno $1,457
16 Santa Ana $1,453
17 San Jose $1,437
18 Anaheim $1,430
19 Huntington Beach $1,416
20 Bakersfield $1,353
Compare Prices Now Go

Premium costs are estimated as the vehicle garaging location can increase or decrease coverage rates considerably.

Choosing a good quality auto insurance company is difficult considering how many companies are available to choose from in Riverside. The company rank data displayed below could help you select which coverage providers you want to consider when shopping car insurance rates for felons. The ratings below are only comprised of companies that insure vehicles nationwide, so companies that only write business in California or surrounding areas are not taken into consideration for the list.

Top 10 Major Auto Insurance Companies in Riverside Ranked by Value

  1. USAA
  2. American Family
  3. The Hartford
  4. AAA of Southern California
  5. Titan Insurance
  6. The General
  7. AAA Insurance
  8. State Farm
  9. Mercury Insurance
  10. Nationwide

Top 10 Major Auto Insurance Companies in Riverside Ranked by Customer Satisfaction

  1. Titan Insurance – 95%
  2. USAA – 94%
  3. AAA of Southern California – 92%
  4. AAA Insurance – 91%
  5. Nationwide – 90%
  6. State Farm – 90%
  7. The Hartford – 89%
  8. GEICO – 89%
  9. The General – 88%
  10. 21st Century – 88%

Insurance rate increases from tickets or accidents

In a perfect world, the best way to find good insurance premiums in Riverside for felons is to drive safely and avoid at-fault accidents and violations. The diagram below shows how violations and at-fault accidents can increase auto insurance rates for each different age category. The premiums are based on a married female driver, comp and collision included, $250 deductibles, and no discounts are applied to the premium.

In the chart above, the average cost of an auto insurance policy in California per year with a clean driving record and no accidents is $1,785. Add in two speeding tickets and the average cost surges to $2,536, an increase of $752 each year. Then add in one accident along with the two speeding tickets and the annual cost of insurance for felons jumps again to an average of $3,288. That’s an increase of $1,503, or $125 per month, just for not being more responsible behind the wheel!

Get discount Riverside auto insurance

Discounts on insurance for felonsCar insurance companies that offer quotes for felons may also give you special discounts that may potentially lower prices by as much as 40% or more if you are eligible to receive them. A few of the larger companies and some of the premium reductions they offer are detailed below.

The illustration below compares yearly insurance costs with and without policy discounts. The information is based on a female driver, no driving violations, no at-fault accidents, California state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows insurance cost with no discounts. The lower bar shows the rates with vehicle safety, homeowner, defensive driving course, passive restraint, multiple vehicle, and accident-free discounts applied. When drivers qualify for the discounts, theamount saved on insurance for felons is 28% or $599.