Find Affordable Nissan Frontier Insurance in Riverside

Shockingly, most insurance policyholders kept their policy with the same company for more than four years, and almost half have never even shopped around for cheap coverage. Consumers in California can save almost $469 each year just by shopping around, but they underestimate the big savings they would realize if they switched.

Insurance rates Nissan Frontier in RiversideThe most effective way to get budget auto insurance rates is to annually compare prices from companies that insure vehicles in Riverside. Price quotes can be compared by completing these steps.

The key thing to know about shopping around is that you use identical coverage information on each price quote and and to get price quotes from as many companies as possible. Doing this provides a fair price comparison and a thorough price selection.

The quickest method to compare insurance rates in your area is to know the trick most of the bigger providers allow for online access to provide you with free rate quotes. All consumers are required to do is spend a couple of minutes providing details including what your job is, if you went to college, any included safety features, and driver ages. Your rating data is sent automatically to many of the top insurers and you will get price comparisons almost instantly.

To start a quote now, click here and see if a lower rate is available in Riverside.

The companies shown below have been selected to offer quotes in Riverside, CA. If several companies are displayed, it’s a good idea that you get rate quotes from several of them to get the cheapest price.

Buying the right Frontier insurance in California is an important decision

Despite the high insurance cost for a Nissan Frontier in Riverside, paying for car insurance is required in California but also provides important benefits.

First, the majority of states have minimum mandated liability insurance limits which means state laws require specific minimum amounts of liability coverage in order to drive the car legally. In California these limits are 15/30/5 which means you must have $15,000 of bodily injury coverage per person, $30,000 of bodily injury coverage per accident, and $5,000 of property damage coverage.

Second, if your Nissan Frontier has a loan, more than likely the lender will require you to carry insurance to guarantee loan repayment. If coverage lapses or is canceled, the bank will be required to insure your Nissan at a more expensive rate and make you pay the higher price.

Third, car insurance preserves both your assets and your vehicle. Insurance will pay for most medical and hospital costs for both you and anyone you injure as the result of an accident. As part of your policy, liability insurance also pays expenses related to your legal defense if you are sued as the result of an accident. If mother nature or an accident damages your car, collision and comprehensive (also known as other-than-collision) coverage will cover the repair costs.

The benefits of insuring your car outweigh the cost, particularly for liability claims. According to a survey of 1,000 drivers, the average driver overpays more than $750 every year so compare quotes from several companies at every policy renewal to help ensure money is not being wasted.

Coverage information

The information displayed next outlines estimates of prices for Nissan Frontier models. Having insight into how car insurance premiums are established can help you make informed decisions when shopping around for a new policy.


Nissan Frontier Insurance Rates in Riverside, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Frontier XE King Cab 2WD $200 $374 $564 $34 $168 $1,340 $112
Frontier SE King Cab 2WD $234 $374 $564 $34 $168 $1,374 $115
Frontier SE Crew Cab 2WD $234 $454 $564 $34 $168 $1,454 $121
Frontier Pro-4X King Cab 2WD $270 $454 $564 $34 $168 $1,490 $124
Frontier LE King Cab 2WD $270 $454 $564 $34 $168 $1,490 $124
Frontier SE King Cab 4WD $270 $374 $450 $26 $134 $1,254 $105
Frontier Pro-4X Crew Cab 2WD $270 $536 $564 $34 $168 $1,572 $131
Frontier LE Crew Cab 2WD $270 $536 $564 $34 $168 $1,572 $131
Frontier SE Crew Cab 4WD $270 $454 $450 $26 $134 $1,334 $111
Frontier LE King Cab 4WD $304 $454 $450 $26 $134 $1,368 $114
Frontier Pro-4X King Cab 4WD $304 $454 $450 $26 $134 $1,368 $114
Frontier Pro-4X Crew Cab 4WD $304 $454 $450 $26 $134 $1,368 $114
Frontier LE Crew Cab 4WD $304 $454 $450 $26 $134 $1,368 $114
Get Your Own Custom Quote Go

Price data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, multi-vehicle, and safe-driver. Rates do not factor in the specific area where the vehicle is garaged which can influence coverage prices significantly.

Physical damage deductibles

One frequently asked question is at what level do you set your deductibles. The following tables sum up the rate fluctuation of buying low and high comp and collision deductibles. The first rate table uses a $100 physical damage coverage deductible and the second rate chart uses a $1,000 deductible.


Nissan Frontier insurance premium estimates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Frontier XE King Cab 2WD $282 $564 $552 $32 $166 $1,621 $135
Frontier SE King Cab 2WD $332 $564 $552 $32 $166 $1,671 $139
Frontier SE Crew Cab 2WD $332 $686 $552 $32 $166 $1,793 $149
Frontier Pro-4X King Cab 2WD $380 $686 $552 $32 $166 $1,841 $153
Frontier LE King Cab 2WD $380 $686 $552 $32 $166 $1,841 $153
Frontier SE King Cab 4WD $380 $564 $442 $26 $132 $1,569 $131
Frontier Pro-4X Crew Cab 2WD $380 $810 $552 $32 $166 $1,965 $164
Frontier LE Crew Cab 2WD $380 $810 $552 $32 $166 $1,965 $164
Frontier SE Crew Cab 4WD $380 $686 $442 $26 $132 $1,691 $141
Frontier LE King Cab 4WD $430 $686 $442 $26 $132 $1,741 $145
Frontier Pro-4X King Cab 4WD $430 $686 $442 $26 $132 $1,741 $145
Frontier Pro-4X Crew Cab 4WD $430 $686 $442 $26 $132 $1,741 $145
Frontier LE Crew Cab 4WD $430 $686 $442 $26 $132 $1,741 $145
Get Your Own Custom Quote Go

Nissan Frontier insurance premium estimates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Frontier XE King Cab 2WD $156 $298 $552 $32 $166 $1,204 $100
Frontier SE King Cab 2WD $184 $298 $552 $32 $166 $1,232 $103
Frontier SE Crew Cab 2WD $184 $362 $552 $32 $166 $1,296 $108
Frontier Pro-4X King Cab 2WD $210 $362 $552 $32 $166 $1,322 $110
Frontier LE King Cab 2WD $210 $362 $552 $32 $166 $1,322 $110
Frontier SE King Cab 4WD $210 $298 $442 $26 $132 $1,108 $92
Frontier Pro-4X Crew Cab 2WD $210 $426 $552 $32 $166 $1,386 $116
Frontier LE Crew Cab 2WD $210 $426 $552 $32 $166 $1,386 $116
Frontier SE Crew Cab 4WD $210 $362 $442 $26 $132 $1,172 $98
Frontier LE King Cab 4WD $238 $362 $442 $26 $132 $1,200 $100
Frontier Pro-4X King Cab 4WD $238 $362 $442 $26 $132 $1,200 $100
Frontier Pro-4X Crew Cab 4WD $238 $362 $442 $26 $132 $1,200 $100
Frontier LE Crew Cab 4WD $238 $362 $442 $26 $132 $1,200 $100
Get Your Own Custom Quote Go

Premium data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, claim-free, and multi-policy. Rates do not factor in specific Riverside garaging location which can change coverage rates considerably.

Based on this data, using a $100 deductible will cost in the ballpark of $43 more each month or $516 every year averaged for all Frontier models than requesting the higher $1,000 deductible. Since you would have to pay $900 more out-of-pocket with a $1,000 deductible as compared to a $100 deductible, if you tend to average more than 21 months between claims, you would more than likely save some money by selecting a higher deductible. The illustration below shows how this decision is made.

Average monthly premium for $100 deductibles: $147
Average monthly premium for $1,000 deductibles (subtract): – $104
Monthly savings from raising deductible: $43
Difference between deductibles ($1,000 – $100): $900
Divide difference by monthly savings: $900 / $43
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 21 months

One important caveat is that increasing deductibles to lower your rates means you will have to pay more of your own money when you have a comprehensive or collision claim. That will require a higher level of savings in the event you have to pay more to get your vehicle repaired.

The illustration below illustrates how choosing a deductible and can change Nissan Frontier insurance costs for different age categories. The prices are based on a single female driver, comp and collision included, and no discounts are applied to the premium.

Cautious Riverside drivers save money

The chart below shows how violations and accidents raise Nissan Frontier car insurance rates for different ages of insureds. The rate quotes are based on a married male driver, full coverage, $500 deductibles, and no policy discounts are applied.

Do you qualify for discounts?

Some companies don’t always publicize all discounts very clearly, so we took the time to find some of the more common and also the more inconspicuous savings tricks you should be using when you buy Riverside car insurance online.Discount car insurance

Discounts save money, but please remember that many deductions do not apply to all coverage premiums. Some only reduce individual premiums such as collision or personal injury protection. Just because you may think having all the discounts means you get insurance for free, that’s just not realistic.

The diagram below illustrates the difference between Nissan Frontier car insurance rates with and without discounts applied to the policy rates. Data assumes a female driver, no tickets, no at-fault accidents, California state minimum liability limits, full coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, safe-driver, homeowner, multi-car, multi-policy, and marriage discounts applied.

Companies and their possible discounts can be found below.

Before you buy a policy, ask all the companies which discounts can lower your rates. Some of the earlier mentioned discounts might not be offered on policies in your state. To view providers who offer cheap Nissan Frontier insurance quotes in Riverside, follow this link.

You may need specialized auto insurance coverage

When selecting a policy for your vehicles, there really is no one-size-fits-all type of policy. You are unique.Auto insurance savings

For example, these questions can help discover whether your personal situation would benefit from professional advice.

If you can’t answer these questions but you think they might apply to your situation, you might consider talking to a licensed insurance agent. If you don’t have a local agent, take a second and complete this form.

Which auto insurance company is best in Riverside?

Finding a good quality company is difficult considering how many companies provide coverage in Riverside. The ranking information shown next can help you analyze which coverage providers to look at purchasing a policy from.

Top 10 Riverside Car Insurance Companies Overall

  1. USAA
  2. American Family
  3. AAA of Southern California
  4. State Farm
  5. The Hartford
  6. AAA Insurance
  7. GEICO
  8. The General
  9. Titan Insurance
  10. Progressive