Compare Cadillac Escalade Insurance Quotes in Riverside

I can’t think of anyone who rejoices having to buy car insurance, especially when they know they could lower their rates if they shopped around.

Insurance for Cadillac EscaladeIt’s a known fact that car insurance companies don’t want you to look at other companies. Consumers who shop around for cheaper price quotes will presumably switch car insurance companies because they have good chances of finding a cheaper policy. Remarkably, a study showed that drivers who compared prices regularly saved approximately $72 a month as compared to drivers who never shopped around.

If finding budget-friendly car insurance in Riverside is your ultimate objective, then having some knowledge of how to quote and compare coverage rates can make it easier to shop your coverage around.

Multiple insurers compete to insure your vehicles, so it can be very hard to choose a insurance company to discover the definitive lowest price on Cadillac Escalade insurance in Riverside.

It’s a good idea to get comparison quotes occasionally because car insurance prices are variable and change quite frequently. Even if you got the best rates on Cadillac Escalade insurance in Riverside two years ago you can probably find a better rate quote now. Forget anything you know (or think you know) about car insurance because you’re going to learn the fastest way to save money, get proper coverage and the best rates.

If you are already insured, you will surely be able to cut your premiums using the concepts covered in this article. Locating the most cost-effective insurance policy in Riverside is really quite easy. Nevertheless, California car owners do need to understand how insurance companies calculate your insurance rates.

To find the best insurance quotes, there are several ways of comparing price quotes from all the different companies. The simplest method to find the cheapest insurance rates is simply to get online rate quotes.

Doing price comparisons online is so simple that it takes the place of having to actually drive to different Riverside agent offices. Doing it all online eliminates this option unless your situation requires the extra assistance that only an agent can give. It is possible with some companies get the lowest quotes online and still use a local agent.

Keep in mind that comparing a large number of companies increases your odds of finding the best rates.

The companies in the list below provide price quotes in Riverside, CA. If multiple companies are listed, we suggest you compare several of them in order to get a fair rate comparison.

Get cheaper rates on Cadillac Escalade insurance in Riverside with these discounts

Buying insurance is not cheap, but there could be available discounts that you may not even be aware of. Some trigger automatically when you quote, but some may not be applied and must be asked about in order for you to get them.Discount insurance

It’s important to understand that some of the credits will not apply to the entire cost. Most only reduce specific coverage prices like comp or med pay. Just because it seems like it’s possible to get free car insurance, you aren’t that lucky.

The example below compares Cadillac Escalade insurance rates with and without policy discounts. The rates are based on a male driver, no claims or driving citations, California state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, safe-driver, claim-free, multi-car, homeowner, and marriage discounts applied.

Companies and a summarized list of policyholder discounts can be found below.

Before you buy a policy, ask all the companies what discounts are available to you. Discounts may not be offered in your state. To find providers that offer many of these discounts in Riverside, click this link.

Coverage information

The price information displayed below covers estimates of coverage costs for Cadillac Escalade models. Having a better understanding of how insurance quotes are determined can be useful when making informed coverage decisions.


Cadillac Escalade Insurance Rates in Riverside, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escalade 2WD $252 $506 $624 $36 $186 $1,604 $134
Escalade Luxury Edition 2WD $252 $506 $624 $36 $186 $1,604 $134
Escalade 4WD $252 $506 $624 $36 $186 $1,604 $134
Escalade Premium Edition 4WD $274 $506 $624 $36 $186 $1,626 $136
Escalade Luxury Edition 4WD $274 $506 $624 $36 $186 $1,626 $136
Escalade Premium Edition 2WD $274 $506 $624 $36 $186 $1,626 $136
Escalade Hybrid 2WD $274 $638 $564 $34 $168 $1,678 $140
Escalade Hybrid 4WD $274 $638 $564 $34 $168 $1,678 $140
Escalade Platinum Edition 2WD $274 $572 $624 $36 $186 $1,692 $141
Escalade Platinum Edition 4WD $274 $572 $624 $36 $186 $1,692 $141
Escalade Hybrid Platinum 2WD $298 $704 $564 $34 $168 $1,768 $147
Escalade Hybrid Platinum 4WD $298 $704 $564 $34 $168 $1,768 $147
Get Your Own Custom Quote Go

Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, safe-driver, and homeowner. Premium amounts do not factor in specific zip code location which can impact coverage prices considerably.

Rate comparison for different deductibles

A question often asked by Riverside drivers is how high should the physical damage coverage deductibles be. The comparisons below may aid in understanding the cost difference when you choose different physical damage deductibles. The first set of prices uses a $250 physical damage deductible and the second price chart uses a $500 deductible.


Cadillac Escalade insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escalade 2WD $474 $780 $552 $32 $166 $2,029 $169
Escalade Luxury Edition 2WD $474 $780 $552 $32 $166 $2,029 $169
Escalade 4WD $474 $780 $552 $32 $166 $2,029 $169
Escalade Premium Edition 4WD $518 $780 $552 $32 $166 $2,073 $173
Escalade Luxury Edition 4WD $518 $780 $552 $32 $166 $2,073 $173
Escalade Premium Edition 2WD $518 $780 $552 $32 $166 $2,073 $173
Escalade Hybrid 2WD $518 $986 $500 $30 $150 $2,209 $184
Escalade Hybrid 4WD $518 $986 $500 $30 $150 $2,209 $184
Escalade Platinum Edition 2WD $518 $882 $552 $32 $166 $2,175 $181
Escalade Platinum Edition 4WD $518 $882 $552 $32 $166 $2,175 $181
Escalade Hybrid Platinum 2WD $562 $1088 $500 $30 $150 $2,355 $196
Escalade Hybrid Platinum 4WD $562 $1088 $500 $30 $150 $2,355 $196
Get Your Own Custom Quote Go

Cadillac Escalade insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escalade 2WD $384 $630 $552 $32 $166 $1,764 $147
Escalade Luxury Edition 2WD $384 $630 $552 $32 $166 $1,764 $147
Escalade 4WD $384 $630 $552 $32 $166 $1,764 $147
Escalade Premium Edition 4WD $420 $630 $552 $32 $166 $1,800 $150
Escalade Luxury Edition 4WD $420 $630 $552 $32 $166 $1,800 $150
Escalade Premium Edition 2WD $420 $630 $552 $32 $166 $1,800 $150
Escalade Hybrid 2WD $420 $794 $500 $30 $150 $1,894 $158
Escalade Hybrid 4WD $420 $794 $500 $30 $150 $1,894 $158
Escalade Platinum Edition 2WD $420 $712 $552 $32 $166 $1,882 $157
Escalade Platinum Edition 4WD $420 $712 $552 $32 $166 $1,882 $157
Escalade Hybrid Platinum 2WD $456 $878 $500 $30 $150 $2,014 $168
Escalade Hybrid Platinum 4WD $456 $878 $500 $30 $150 $2,014 $168
Get Your Own Custom Quote Go

Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, safe-driver, and multi-vehicle. Prices do not factor in specific Riverside garaging location which can change prices noticeably.

Using the premium rates above, we can conclude that using a $250 deductible would cost the average driver about $24 more each month or $288 for a full year averaged for all Escalade models than opting for the higher $500 deductible. Because you would pay $250 more to settle a claim with a $500 deductible as compared to a $250 deductible, if you average more than 10 months between claims, you would come out ahead if you choose the higher deductible.

The information below illustrates how choosing a deductible and can impact Cadillac Escalade insurance costs for different age groups of insureds. The data is based on a single male driver, full physical damage coverage, and no discounts are factored in.

Buy More Affordable Auto Insurance with These Tips

Part of the auto insurance buying process is learning the factors that go into determining auto insurance rates. When you understand what determines base rates, this enables informed choices that could result in lower rates.

Compare rates but buy from a local neighborhood Riverside car insurance agent

A small number of people would prefer to have an agent’s advice. One of the great benefits of getting free rate quotes online is that you can find better rates and still have a local agent.

Insurance agents in RiversideTo find an agent, once you fill out this simple form, your insurance coverage information is immediately sent to local insurance agents in Riverside who will give you bids for your business. There is no need to leave your computer because quoted prices will be sent to you directly. You can find better rates without having to waste a lot of time. If you wish to compare prices from a particular provider, don’t hesitate to jump over to their website and complete a quote there.

Selecting an insurer needs to be determined by more than just the premium amount. These are some questions your agent should answer.

When looking for a reputable insurance agent or broker, there are two different agency structures and how they differ in how they can insure your vehicles. Car insurance agents in Riverside are categorized either independent agents or exclusive agents depending on their employer.

Exclusive Car Insurance Agents

These type of agents can only write with one company like American Family, State Farm, and AAA. These agents are unable to provide rate quotes from other companies so always compare other rates. These agents are well schooled on what they offer and that can be a competitive advantage.

Below is a list of exclusive agents in Riverside willing to provide rate quotes.

Allstate: Gene P. Johnson
7201 Arlington AveRiverside, CA 92503(951) 689-3211View Map


19318 Jesse Ln Ste 200Riverside, CA 92508(951) 222-3038View Map


2711 Canyon Springs Parkway, Suite A-104Riverside, CA 92507(951) 786-9477View Map

More Riverside agents

Independent Car Insurance Agents

These type of agents are not employed by any specific company and that gives them the ability to insure with an assortment of companies and possibly get better coverage at lower prices. To move your coverage to a new company, they simply move the coverage in-house and that require little work on your part. If you are comparing rate quotes, we highly recommend that you get several quotes from at least one independent agent so that you can do a thorough price comparison.

Shown below are independent agents in Riverside that are able to give price quotes.


10363 Hole AveRiverside, CA 92505(888) 955-0950View Map


1600 Iowa Ave #100Riverside, CA 92507(951) 782-8100View Map


6200 Van Buren Boulevard #105Riverside, CA 92503(951) 710-1100View Map

More Riverside agents

What is the best car insurance company in Riverside?

Finding the best company can be rather challenging considering how many different insurance companies sell coverage in California. The company rank data below could help you analyze which insurers you want to consider when looking for cheaper rates.

Top 10 Riverside Car Insurance Companies Overall

  1. USAA
  2. American Family
  3. AAA of Southern California
  4. State Farm
  5. The Hartford
  6. AAA Insurance
  7. GEICO
  8. The General
  9. Titan Insurance
  10. Progressive

Top 10 Riverside Car Insurance Companies Ranked by Customer Service

  1. AAA of Southern California
  2. GEICO
  3. State Farm
  4. The Hartford
  5. Mercury Insurance
  6. The General
  7. Progressive
  8. Allstate
  9. AAA Insurance
  10. American Family

Compare. Compare. Compare.

We just presented many ideas to find cheaper Cadillac Escalade insurance in Riverside. The most important thing to understand is the more price quotes you have, the higher the chance of saving money. You may even find the biggest savings come from a small mutual company. Smaller companies may only write in your state and offer lower prices than the large multi-state companies such as State Farm, GEICO and Nationwide.

When shopping online for insurance, it’s a bad idea to buy less coverage just to save a little money. There are many occasions where someone sacrificed comprehensive coverage or liability limits only to find out they didn’t have enough coverage. The proper strategy is to purchase plenty of coverage at the best price, but do not sacrifice coverage to save money.

Steps to finding cheaper Cadillac Escalade insurance in Riverside

It takes a few minutes, but the best way to get discount car insurance rates in Riverside is to compare prices annually from insurers that sell auto insurance in California. This can be done by following these steps.

A good piece of advice is that you use identical coverages on every quote and and to get price estimates from as many different companies as possible. This enables a fair rate comparison and a better comparison of the market.

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