Compare Subaru Forester Insurance Quotes in Riverside

It’s safe to assume that auto insurance companies don’t want you to look at other companies. Drivers who compare other rates will probably buy a different policy because the odds are good of finding more affordable rates. A survey found that people who routinely shopped for cheaper coverage saved as much as $3,400 over four years compared to drivers who didn’t regularly shop around.

If saving the most money on Subaru Forester insurance is your target objective, then having some knowledge of how to compare coverages can make the process less intimidating.

Insurance quote for Subaru Forester in RiversideThe best way we recommend to get more affordable Subaru Forester insurance in Riverside is to compare quotes once a year from companies who sell auto insurance in California.

First, take a few minutes and learn about how insurance companies determine prices and the factors you can control to prevent high rates. Many factors that result in higher rates like inattentive driving and poor credit history can be eliminated by making minor changes in your lifestyle.

Second, request price quotes from exclusive agents, independent agents, and direct providers. Direct and exclusive agents can provide rates from a single company like GEICO or State Farm, while independent agencies can provide price quotes from multiple companies.

Third, compare the new rates to the premium of your current policy and determine if there is any savings. If you find a lower rate quote, verify that coverage does not lapse between policies.

Fourth, provide written notification to your current company of your decision to cancel the current policy and submit the completed application along with a down payment to the new company. Once the application is submitted, put the proof of insurance paperwork in an accessible location in your vehicle.

One key aspect when comparing rates is that you’ll want to compare identical coverages on each quote request and and to get prices from as many companies as feasibly possible. This ensures an accurate price comparison and many rates to choose from.

Get cheaper Subaru Forester insurance in Riverside with discounts

Insurance can be prohibitively expensive, but you may find discounts that can dramatically reduce your bill. Some trigger automatically when you complete an application, but a few must be specifically requested before being credited.Save money with discounts

A little note about advertised discounts, most credits do not apply to the entire policy premium. Most only cut the price of certain insurance coverages like physical damage coverage or medical payments. Even though it may seem like all those discounts means the company will pay you, companies don’t profit that way.

The illustration below shows the comparison of Subaru Forester car insurance costs with and without discounts applied to the rates. The information is based on a female driver, no claims or driving citations, California state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, multi-car, safe-driver, marriage, homeowner, and multi-policy discounts applied.

To find companies who offer online Subaru Forester insurance quotes in California, follow this link.

Just remember that comparing more quotes will enable you to find better pricing. Not every company does Riverside Forester insurance quotes online, so it’s important to also get price quotes from those companies as well.

The companies in the list below are our best choices to provide quotes in California. If more than one company is shown, we recommend you visit several of them in order to find the cheapest rates.

Coverage statistics and figures

The coverage table shown below outlines a range of coverage costs for Subaru Forester models. Having knowledge of how car insurance premiums are formulated can be valuable when making decisions on which insurance to purchase.


Subaru Forester Insurance Rates in Riverside, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Forester X AWD $420 $790 $454 $26 $136 $1,826 $152
Forester X Premium AWD $420 $790 $454 $26 $136 $1,826 $152
Forester X Premium AWP AWD $420 $790 $454 $26 $136 $1,826 $152
Forester X Limited Edition AWD $468 $790 $454 $26 $136 $1,874 $156
Forester X Limited Edition W/Navigation AWD $468 $930 $454 $26 $136 $2,014 $168
Forester XT AWD $468 $930 $454 $26 $136 $2,014 $168
Forester XT Limited Edition AWD $468 $930 $454 $26 $136 $2,014 $168
Forester XT Limited Edition W/Navigation AWD $468 $930 $454 $26 $136 $2,014 $168
Get Your Own Custom Quote Go

Premium data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, claim-free, and homeowner. Price estimates do not factor in the specific area where the vehicle is garaged which can increase or decrease coverage prices considerably.

Compare rates but buy from a neighborhood Riverside auto insurance agent

Many drivers just prefer to sit down and talk to an agent and that is OK! A good thing about comparing insurance prices online is you may find lower rates and still have a local agent.

Insurance agency in RiversideTo make it easy to find an agent, after completing this short form, your insurance coverage information gets sent to agents in your area who can give free rate quotes for your insurance coverage. There is no need to do any legwork as quotes are delivered immediately to your email address. It’s the lowest rates without the usual hassles of price shopping. If you wish to quote rates from a specific company, you just need to go to their quote page to submit a rate quote request.

Picking an company should depend on more than just the price. The answers to these questions are important, too.

When searching for a reputable agency, there are a couple of different types of agencies that differ in how they can insure your vehicles. Riverside agents are classified as either independent or exclusive depending on the company they work for.

Exclusive Agencies

These type of agents can only quote rates from one company and some examples include Farmers Insurance, State Farm, or Allstate. They usually cannot provide other company’s prices so keep that in mind. Exclusive agents are well schooled on their company’s products which can be an advantage.

Listed below are exclusive agencies in Riverside who may provide you with rate quotes.


7344 Magnolia Ave #100Riverside, CA 92504(951) 637-3100View Map


3645 Van Buren BoulevardRiverside, CA 92503(951) 352-5050View Map


10800 Hole Ave #3Riverside, CA 92505(951) 343-3408View Map

More Riverside agents

Independent Agents (or Brokers)

Independent agents often have many company appointments and that is an advantage because they can write policies through lots of different companies enabling the ability to shop coverage around. To transfer your coverage to a different company, an independent agent can move your coverage and the insured can keep the same agent. If you are trying to find cheaper rates, it’s a good idea to include several independent agencies so that you can do a thorough price comparison.

Below are Riverside independent agencies that are able to give rate quotes.


9899 Indiana Ave #101Riverside, CA 92503(951) 509-0509View Map


1766 University Ave # 104Riverside, CA 92507(951) 682-1200View Map

TNT Only 1 Insurance Agency
19510 Van Buren BoulevardRiverside, CA 92508(888) 610-8865View Map

More Riverside agents

Quote more to save more

We’ve covered some good ideas how to reduce Subaru Forester insurance prices online in Riverside. The key thing to remember is the more companies you get rates for, the higher your chance of finding affordable Subaru Forester insurance quotes. Consumers may even find the biggest savings come from some of the lesser-known companies. These companies may cover specific market segments cheaper as compared to the big name companies such as GEICO and State Farm.

As you restructure your insurance plan, you should never buy less coverage just to save a little money. There have been many cases where consumers will sacrifice physical damage coverage to discover at claim time that the savings was not a smart move. Your strategy should be to find the BEST coverage at the lowest possible cost, not the least amount of coverage.

Low-cost Subaru Forester insurance in Riverside can be bought both online and with local Riverside insurance agents, so get free Riverside car insurance quotes from both of them in order to have the best chance of saving money. Some insurance providers do not offer the ability to get a quote online and most of the time these regional insurance providers work with independent insurance agencies.

More tips and info about auto insurance can be found by following these links: