Car Insurance Rate Quotes for an Acura TSX in Riverside

Insurance for Acura TSXThe most effective way to find affordable auto insurance rates is to compare prices annually from insurers who provide auto insurance in Riverside.

An important bit of advice to remember is to try to compare similar limits and deductibles on every quote request and and to look at all possible companies. This guarantees a level playing field and a thorough price selection.

Unfortunately, a large majority of drivers have bought car insurance from the same company for well over three years, and nearly the majority have never quoted car insurance rates at all. U.S. drivers could cut their rates by $850 a year just by comparing rates, but they just feel it’s too hard to compare rate quotes.

If you have insurance now, you should be able to shop for the lowest rates using the ideas covered in this article. Locating the most cost-effective insurance policy in Riverside is really quite easy. But California vehicle owners must comprehend the way companies price online insurance.

Just keep in mind that obtaining a wide range of quotes helps you find a better price.

The providers in the list below offer free rate quotes in Riverside, CA. If the list has multiple companies, we recommend you get rate quotes from several of them to get the most competitive price.

Statistics and details

The coverage table displayed next covers estimates of rate quotes for Acura TSX models. Having a better understanding of how auto insurance premiums are determined can help you make decisions on which coverage to buy.

Acura TSX Insurance Rates in Riverside, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
TSX $390 $744 $386 $22 $116 $1,658 $138
TSX Technology Package $390 $744 $386 $22 $116 $1,658 $138
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Data rating is based on married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and California minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, multi-vehicle, and homeowner. Rates do not factor in zip code location which can lower or raise prices significantly.

Bad driving habits will cost you more

The illustration below shows how traffic citations and at-fault fender-benders can affect Acura TSX premium costs for different categories of driver ages. The data is based on a single female driver, comp and collision included, $500 deductibles, and no policy discounts are applied.

Comparison of car insurance rates by age and gender in Riverside

The diagram below compares Acura TSX insurance costs for male and female drivers. The premiums are based on no accidents or driving violations, comprehensive and collision coverage, $100 deductibles, drivers are not married, and no other discounts are factored in.

Cheaper Riverside insurance quotes with discounts

Some insurance providers do not advertise all discounts very clearly, so the following list contains some of the best known and also the lesser-known credits available to lower your premiums when you buy Riverside auto insurance online. If you don’t get every credit available, you’re just leaving money on the table.Discount insurance

As a sidenote, many deductions do not apply to your bottom line cost. A few only apply to the price of certain insurance coverages like liability, collision or medical payments. So even though it sounds like adding up those discounts means a free policy, company stockholders wouldn’t be very happy.

The diagram below shows the difference between Acura TSX premium costs with and without discounts being applied to the rates. The premiums assume a male driver, no violations or claims, California state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, homeowner, multi-car, claim-free, multi-policy, and safe-driver discounts applied.

A list of companies and a selection of discounts can be read below.

Before buying, ask every company which discounts they offer. Some discounts listed above might not be offered in Riverside. To find insurance companies with the best discounts in California, click here.

Car insurance is not optional

Despite the high cost, insuring your vehicle may be required and benefits you in several ways.

The benefits of carrying adequate insurance more than cancel out the cost, particularly when you have a large claim. Despite what companies tell you, the average driver is currently overpaying as much as $750 every year so you should quote and compare rates at least once a year to ensure rates are competitive.

When should I contact an agent?

Some consumers would prefer to get professional advice from a licensed agent and that can be a smart move The biggest benefit of comparing rates online is that drivers can save money and get lower premium rates and still buy from a local agent. And buying from local agencies is still important in Riverside.

Riverside insurance agentsUpon completion of this short form, the quote information is immediately sent to agents in your area that give free quotes for your coverage. You never need to search for an agent because quoted prices will be sent immediately to your email address. You can most likely find cheaper rates without a big time investment. If you have a need to get a rate quote from a specific insurance company, you would need to find their quoting web page to submit a rate quote request.

If you need to find a good Riverside insurance agent, it can be helpful to understand the types of agencies to choose from. Car insurance policy providers are categorized either exclusive or independent.

Independent Agents

Independent agents are not employed by any specific company and that allows them to write policies with an assortment of companies and find the cheapest rate. If prices rise, your agent can switch companies without you having to go to a different agency.

When comparing car insurance rates, you absolutely need to get several quotes from several independent agencies to get the most accurate price comparison.

Listed below is a short list of independent agents in Riverside that may be able to give you free price quotes.

1485 Spruce StRiverside, CA 92507(951) 686-6120View Map

3501 Adams StRiverside, CA 92504(951) 689-4830View Map

6200 Van Buren Boulevard #105Riverside, CA 92503(951) 710-1100View Map

More Riverside agents

Exclusive Insurance Agencies

Agents that choose to be exclusive can only write with one company such as AAA, State Farm, Farmers Insurance, and Allstate. They generally cannot compare rates from other companies so keep that in mind. Exclusive agents are usually quite knowledgeable on what they offer and that enables them to sell even at higher rates.

Listed below is a short list of exclusive agencies in Riverside who can help you get price quote information.

3590 Central Ave #212Riverside, CA 92506(951) 274-0047View Map

6710 Magnolia AveRiverside, CA 92506(951) 369-8850View Map

6670 Alessandro Blvd fRiverside, CA 92506(951) 780-6660View Map

More Riverside agents

Choosing an insurance agency should depend on more than just the premium amount. Any agent in Riverside should have no problem answering these questions: