How to Save on Riverside Mazda 6 Insurance

The preferred way to get affordable Mazda 6 insurance is to do an annual price comparison from providers in Riverside. You can shop around by completing these steps.

Step 1: Read about how insurance works and the things you can change to prevent high rates. Many rating criteria that increase rates like speeding tickets, accidents and a less-than-favorable credit score can be improved by making lifestyle changes or driving safer.

Step 2: Compare rates from independent agents, exclusive agents, and direct companies. Exclusive and direct companies can provide rates from one company like GEICO and State Farm, while agents who are independent can quote prices from multiple sources.

Step 3: Compare the new rates to your existing policy to see if switching to a new carrier will save money. If you find a lower rate, make sure there is no coverage gap between policies.

The most important part of this process is to make sure you’re comparing identical limits and deductibles on every quote request and and to get rates from all possible companies. This helps ensure the most accurate price comparison and a complete price analysis.

Insurance quote for Mazda 6 in RiversideIt’s a fact that car insurance companies want to prevent you from shopping around. Insureds who compare price quotes will, in all likelihood, buy a new policy because there is a great chance of finding a policy with more affordable rates. Surprisingly, a recent survey revealed that people who compared rates once a year saved over $865 annually compared to drivers who never compared rates.

If saving the most money on car insurance is your ultimate goal, then having a good understanding the best way to quote and compare auto insurance can make it easier to find better rates.

The are a couple different ways of comparing price quotes from different companies. The fastest way to find the lowest Mazda 6 rates is simply to get online rate quotes.

It’s important to know that comparing a wide range of rates helps increase your odds of locating the best rates.

The companies shown below are ready to provide free rate quotes in Riverside, CA. If multiple providers are shown, we recommend you compare several of them in order to find the cheapest rates.

Cheaper Riverside auto insurance rates with discounts

Some companies don’t necessarily list all possible discounts in a way that’s easy to find, so below is a list both the well known in addition to some of the lesser obvious discounts that you can inquire about if you buy Riverside car insurance online.Auto insurance discounts

You should keep in mind that most discount credits are not given to the entire policy premium. Some only reduce the price of certain insurance coverages like medical payments or collision. Just because you may think it’s possible to get free car insurance, auto insurance companies aren’t that generous.

The chart below compares Mazda 6 car insurance rates with and without discounts applied to the policy premium. The premium estimates are based on a female driver, no violations or claims, California state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, homeowner, claim-free, safe-driver, multi-car, and multi-policy discounts applied.

Some companies that may offer many of the previously listed discounts include:

Before you buy a policy, ask all companies you are considering which discounts you qualify for. Some of the earlier mentioned discounts might not be available to policyholders in your area. To see companies who offer auto insurance discounts in Riverside, click here.

Analysis of Mazda 6 rates

The rate information displayed below covers detailed analysis of coverage prices for Mazda 6 models. Learning as much as possible about how insurance policy premiums are calculated is important to be able to make informed decisions when comparing rates.


Mazda 6 Insurance Rates in Riverside, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
6 I Sport 4-Dr Sedan $270 $454 $450 $26 $134 $1,334 $111
6 I SV 4-Dr Sedan $270 $454 $450 $26 $134 $1,334 $111
6 I Touring 4-Dr Sedan $270 $454 $450 $26 $134 $1,334 $111
6 I Touring Plus 4-Dr Sedan $304 $454 $450 $26 $134 $1,368 $114
6 I Touring Plus 4-Dr Sedan $304 $454 $450 $26 $134 $1,368 $114
6 I Grand Touring 4-Dr Sedan $304 $536 $450 $26 $134 $1,450 $121
6 S Touring Plus 6 Cyl 4-Dr Sedan $304 $536 $450 $26 $134 $1,450 $121
6 S Touring Plus 4-Dr Sedan $304 $536 $450 $26 $134 $1,450 $121
6 S Grand Touring 4-Dr Sedan $304 $536 $450 $26 $134 $1,450 $121
6 S Grand Touring 6 Cyl 4-Dr Sedan $304 $536 $450 $26 $134 $1,450 $121
Get Your Own Custom Quote Go

Data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, homeowner, and multi-policy. Information does not factor in specific Riverside garaging location which can decrease or increase premium rates greatly.

Deductible analysis

A question often asked by Riverside drivers is which deductible level should you buy. The rates shown below approximate the rate difference between high and low physical damage deductibles. The first set of prices uses a $100 physical damage coverage deductible and the second rate table uses a $1,000 deductible.


Mazda 6 insurance prices with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
6 I Sport 4-Dr Sedan $380 $686 $442 $26 $132 $1,691 $141
6 I SV 4-Dr Sedan $380 $686 $442 $26 $132 $1,691 $141
6 I Touring 4-Dr Sedan $380 $686 $442 $26 $132 $1,691 $141
6 I Touring Plus 4-Dr Sedan $430 $686 $442 $26 $132 $1,741 $145
6 I Touring Plus 4-Dr Sedan $430 $686 $442 $26 $132 $1,741 $145
6 I Grand Touring 4-Dr Sedan $430 $810 $442 $26 $132 $1,865 $155
6 S Touring Plus 6 Cyl 4-Dr Sedan $430 $810 $442 $26 $132 $1,865 $155
6 S Touring Plus 4-Dr Sedan $430 $810 $442 $26 $132 $1,865 $155
6 S Grand Touring 4-Dr Sedan $430 $810 $442 $26 $132 $1,865 $155
6 S Grand Touring 6 Cyl 4-Dr Sedan $430 $810 $442 $26 $132 $1,865 $155
Get Your Own Custom Quote Go

Mazda 6 insurance prices with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
6 I Sport 4-Dr Sedan $210 $362 $442 $26 $132 $1,172 $98
6 I SV 4-Dr Sedan $210 $362 $442 $26 $132 $1,172 $98
6 I Touring 4-Dr Sedan $210 $362 $442 $26 $132 $1,172 $98
6 I Touring Plus 4-Dr Sedan $238 $362 $442 $26 $132 $1,200 $100
6 I Touring Plus 4-Dr Sedan $238 $362 $442 $26 $132 $1,200 $100
6 I Grand Touring 4-Dr Sedan $238 $426 $442 $26 $132 $1,264 $105
6 S Touring Plus 6 Cyl 4-Dr Sedan $238 $426 $442 $26 $132 $1,264 $105
6 S Touring Plus 4-Dr Sedan $238 $426 $442 $26 $132 $1,264 $105
6 S Grand Touring 4-Dr Sedan $238 $426 $442 $26 $132 $1,264 $105
6 S Grand Touring 6 Cyl 4-Dr Sedan $238 $426 $442 $26 $132 $1,264 $105
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Information does not factor in specific Riverside garaging location which can raise or lower prices greatly.

Based on these figures, using a $100 deductible could cost the average driver approximately $47 more each month or $564 every year than choosing the higher $1,000 deductible. Because you would be required to pay $900 more if you turn in a claim with a $1,000 deductible as compared to a $100 deductible, if you tend to have at a minimum 19 months between claims, you would probably be better off by going with a higher deductible.

Drive responsibly or pay higher rates

The chart below demonstrates how speeding tickets and accident claims can influence Mazda 6 insurance costs for different age groups. The price estimates are based on a single female driver, comp and collision included, $250 deductibles, and no discounts are applied.

Mazda 6 insurance costs by age and gender

The chart below compares Mazda 6 car insurance rates for male and female drivers. Data assumes no driving violations, no at-fault accidents, full physical damage coverage, $1,000 deductibles, single marital status, and no discounts are taken into consideration.