Best Insurance for a Suzuki SX4 in Riverside

Discount Suzuki SX4 insuranceHow many years has it been since you compared low-cost auto insurance rates in Riverside, CA? Riverside drivers have many options when trying to find affordable Suzuki SX4 insurance. You can either waste hours calling around getting price quotes or utilize the internet to make rate comparisons.

There is a better way to shop for auto insurance and you need to know the proper way to quote coverages for a new or used Suzuki and obtain the cheapest rates from Riverside insurance agents and online providers.

We don’t have to point out that fact that auto insurance companies don’t want you comparing rates. People who get comparison quotes at least once a year will, in all likelihood, move their business because of the high probability of finding a cheaper policy. Remarkably, a study showed that consumers who routinely shopped for cheaper coverage saved approximately $70 a month compared to those who never compared rates.

If finding the best price on insurance is your objective, then having a grasp of the best ways to find and compare car insurance can help make the process easier.

You should take the time to compare premium rates at least once a year because auto insurance prices tend to go up over time. Despite the fact that you may have had the best rates on Suzuki SX4 insurance in Riverside six months ago you will most likely find a better premium rate today. Forget all the misinformation about auto insurance because it’s time to teach you one of the quickest ways to properly buy coverages and cut your premium.

The purpose of this article is to help you learn how car insurance quotes work and some money-saving tips. If you have coverage now, you will definitely be able to get lower rates using the concepts you’re about to learn. Drivers just have to learn the quickest way to buy auto insurance from many companies at once.

How much does Suzuki SX4 insurance in Riverside cost?

Most major insurance companies provide prices direct online. Obtaining pricing for Suzuki SX4 insurance in Riverside doesn’t take much effort as you simply type in the coverages you want into the form. When the form is submitted, their quoting system automatically retrieves credit information and your driving record and generates pricing information based on the information you submitted.

This makes it simple to compare prices and it’s necessary to get many rate quotes if you want to get a lower rate.

To compare rates now, take a look at the companies shown below. If you have your current policy handy, we recommend you enter the limits and deductibles exactly as they are listed on your policy. Using the same limits helps guarantee you will be getting a rate comparison based on identical coverages.

The companies shown below are our best choices to provide price quotes in California. If multiple companies are listed, it’s a good idea that you visit as many as you can to get the best price comparison.

Insurance coverage analysis

The coverage information displayed below covers a range of insurance rates for Suzuki SX4 models. Learning more about how insurance quotes are established can assist in making informed decisions when comparing rate quotes.


Suzuki SX4 Insurance Rates in Riverside, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $322 $672 $450 $26 $134 $1,604 $134
SX4 2WD $368 $554 $450 $26 $134 $1,532 $128
SX4 Sport S $368 $792 $450 $26 $134 $1,770 $148
SX4 Sport SE $368 $792 $450 $26 $134 $1,770 $148
SX4 Technology 2WD $368 $672 $450 $26 $134 $1,650 $138
SX4 Sportback 2WD $368 $672 $450 $26 $134 $1,650 $138
SX4 AWD AWD $368 $672 $450 $26 $134 $1,650 $138
SX4 Sport GTS $368 $792 $450 $26 $134 $1,770 $148
SX4 Technology AWD $416 $672 $450 $26 $134 $1,698 $142
SX4 Touring AWD $416 $672 $450 $26 $134 $1,698 $142
Get Your Own Custom Quote Go

Prices above based on married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and California minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, safe-driver, and multi-vehicle. Information does not factor in specific location information which can alter price quotes substantially.

How high should deductibles be?

When shopping for car insurance, a common question is the level to set your comp and collision deductibles. The data tables below highlight how much more rates are between high and low policy deductibles. The first rate comparisons uses a $250 deductible and the second rate table uses a $1,000 deductible.


Suzuki SX4 insurance prices with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $298 $576 $442 $26 $132 $1,499 $125
SX4 2WD $342 $472 $442 $26 $132 $1,439 $120
SX4 Sport S $342 $678 $442 $26 $132 $1,645 $137
SX4 Sport SE $342 $678 $442 $26 $132 $1,645 $137
SX4 Technology 2WD $342 $576 $442 $26 $132 $1,543 $129
SX4 Sportback 2WD $342 $576 $442 $26 $132 $1,543 $129
SX4 AWD AWD $342 $576 $442 $26 $132 $1,543 $129
SX4 Sport GTS $342 $678 $442 $26 $132 $1,645 $137
SX4 Technology AWD $386 $576 $442 $26 $132 $1,587 $132
SX4 Touring AWD $386 $576 $442 $26 $132 $1,587 $132
Get Your Own Custom Quote Go

Suzuki SX4 insurance prices with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $184 $362 $442 $26 $132 $1,146 $96
SX4 2WD $210 $298 $442 $26 $132 $1,108 $92
SX4 Sport S $210 $426 $442 $26 $132 $1,236 $103
SX4 Sport SE $210 $426 $442 $26 $132 $1,236 $103
SX4 Technology 2WD $210 $362 $442 $26 $132 $1,172 $98
SX4 Sportback 2WD $210 $362 $442 $26 $132 $1,172 $98
SX4 AWD AWD $210 $362 $442 $26 $132 $1,172 $98
SX4 Sport GTS $210 $426 $442 $26 $132 $1,236 $103
SX4 Technology AWD $238 $362 $442 $26 $132 $1,200 $100
SX4 Touring AWD $238 $362 $442 $26 $132 $1,200 $100
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include homeowner, multi-policy, multi-vehicle, claim-free, and safe-driver. Premium costs do not factor in your specific Riverside location which can decrease or increase coverage rates significantly.

Based on this data, we can arrive at the conclusion that using a $250 deductible could cost the average driver approximately $32 more each month or $384 for a full year averaged for all SX4 models than requesting the higher $1,000 deductible. Since you would have to pay $750 more if you turn in a claim with a $1,000 deductible as compared to a $250 deductible, if you tend to average more than 23 months between claim filings, you would probably save some money by selecting a higher deductible. Below is how you can decide this on your own policy.

Average monthly premium for $250 deductibles: $131
Average monthly premium for $1,000 deductibles (subtract): – $99
Monthly savings from raising deductible: $32
Difference between deductibles ($1,000 – $250): $750
Divide difference by monthly savings: $750 / $32
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 23 months

One important note is that higher deductibles means you will have to cover more of the damage yourself when you have a claim. You must have enough extra savings in order to pay more to get your vehicle repaired.

The chart below illustrates how choosing a deductible and can raise or lower Suzuki SX4 annual premium costs for different insured age categories. The price estimates are based on a single male driver, comp and collision included, and no discounts are taken into consideration.

Car insurance rates based on gender

The illustration below shows the comparison of Suzuki SX4 insurance rates for male and female drivers. The data assumes no claims or violations, full coverage, $1,000 deductibles, marital status is single, and no discounts are applied to the premium.

Get More Affordable Insurance Costs by Understanding These Factors

Part of the car insurance buying process is learning the rating factors that play a part in calculating the rates you pay for car insurance. If you have a feel for what determines premiums, this allows you to make good choices that may result in big savings.

Why you need auto insurance

Even though it can be expensive, buying auto insurance is required in California but also provides important benefits.

The benefits of carrying enough insurance greatly outweigh the cost, especially when you need to use it. An average driver in America is wasting up to $855 a year so smart consumers compare quotes at least once a year to ensure rates are inline.